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Competent financing is the key to the successful development and prosperity of any company
In the second quarter of 2017, the company continues to work actively to improve the quality indicators of its loan portfolio. New loans are actively attracted, which allow for timely refinancing. Negotiations are constantly being conducted with partner banks in order to improve the terms of service for existing loans.
So, in April-May 2017, agreements were reached with the Company's major creditors: PJSC "BALTINVESTBANK" and JSC "MARINE BANK". The main point of the agreement is the reduction of interest rates on existing loans. According to Maxim Kunaev, Deputy General Director of the Company, this is only the first stage of work to improve lending conditions, the implementation of truly ambitious plans is ahead: increasing the loan terms in these banks, as well as reducing rates in other banks cooperating with the Company.
Thanks to the successful financial performance of the Company demonstrated at the end of 2016 and in the 1st quarter of 2017, as well as the improvement of the situation in the credit market of the Russian Federation, it was possible to reach such agreements. The recovery of economic activity in the country, relatively low inflation (according to the results of the 1st quarter of 2017, the consumer price index increased by 1.0%, which is 4.3% in annual terms), as well as the policy of the Central Bank of the Russian Federation aimed at reducing the cost of funding (recall that the Central Bank twice this year reduced the key rate: from 10% to 9.75% from 03/27/17 and from 9.75% to 9.25% from 02.05.17), led to a decrease in interest rates on loans, as well as an increase in the volume of lending to legal entities.
This trend allows the Company to develop at a rapid pace.
